Is the formula working against you?

Australia's new CGT laws use a nine-step formula to split your gain. For many asset owners, it produces a worse outcome than a professional valuation. Find out where you stand in 60 seconds.

Your CGT scan Free
1Asset details
2Your figures
3Results
This determines your cost base for the CGT calculation.
Purchase price at acquisition — not including subsequent improvements.
$

Two more figures and we can estimate how Treasury's formula splits your gain. Your best estimates are fine — this scan is directional, not a tax assessment.

What you think it would sell for today.
$
If unsure, use your current estimate above.
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Why your growth pattern matters. Treasury's formula assumes your asset grew at the same rate every single day. Assets that grew strongly before 2027 — long-held properties, established businesses — are often penalised by this assumption. The scan estimates whether that applies to you.

Indicative only. Based on current draft Treasury apportioning methodology (Treasury Laws Amendment (Tax Reform No.1) Bill 2026), which may change before it passes. Not tax advice.

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Next step

Talk to your accountant about a proper assessment

This scan is a starting point — not a substitute for professional advice. Your accountant can compare the Treasury formula against an actual market valuation and tell you which method produces the better outcome for your specific situation.

Find out about a professional valuation →

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Results in 60 seconds
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How it works

Three steps to understand your position

The scan applies Treasury's nine-step formula to your basic asset details and tells you whether the result warrants a closer look.

01

Enter your asset details

Type, purchase date, purchase price, and a rough current value. Takes about 60 seconds.

02

We run the formula

We apply Treasury's compound growth method to estimate how your total gain splits between pre- and post-July 2027.

03

You see whether it matters

If the formula appears to be working against you, your accountant can compare it to an actual valuation and advise accordingly.

Why this matters

The formula assumes smooth growth. Most assets don't work that way.

From 1 July 2027, the 50% CGT discount is replaced by inflation indexation for future gains. To split the gain between the two periods, Treasury has proposed a nine-step formula based on constant compound daily growth.

The problem: real assets don't grow evenly. A property might sit flat for years and surge after rezoning. A business might accelerate after winning a contract. When that happens, Treasury's formula can push more of your gain into the higher-taxed post-2027 period than your actual growth would justify — a materially worse tax outcome.

A professional market valuation as at 30 June 2027 provides an alternative. For many owners it produces a substantially better outcome. This scan tells you whether the difference is worth investigating.

Treasury formula

Simple but imprecise

Assumes constant compound daily growth from acquisition to sale. Misses real-world value inflections — rezoning, renovations, contract wins. Available at no cost, but may overstate your post-2027 tax exposure.

Professional valuation

Accurate and defensible

Establishes the actual market value as at 30 June 2027, based on verified comparable data. Can be prepared retrospectively when you sell. Costs from a few hundred dollars — and often saves multiples of that in tax.

Analysing your asset
Running Treasury formula against your inputs...

Based on draft Treasury legislation — indicative only